Rakuten Mobile Payment Methods | No Credit Card? No Bank Account? A Complete Guide 📱💳

"I want to sign up for Rakuten Mobile, but I don't have a credit card..." "Can I pay even if I'm a foreigner and don't yet have a Japanese bank account?"

In this article, we'll explain 👉 Rakuten Mobile's payment methods in full 👉 Can you sign up without a credit card or bank account? We'll also explain it in an easy-to-understand way, even for first-time users ✨

Rakuten Mobile Payment Methods | No Credit Card? No Bank Account? A Complete Guide 📱💳

Conclusion | Rakuten Mobile is a carrier with relatively easy payment methods ✅

First, the conclusion.

👉Rakuten Mobile has more flexible payment terms than other major carriers . However, it's not completely free, and there are clear rules .

• If you have a credit card, there's no problem

• Even if you don't have a credit card, you can still sign a contract if you have a bank account.

• No credit card or bank account → In principle, not permitted

Understanding this premise is the first step to avoiding failure.

What payment methods are available with Rakuten Mobile?

There are two main payment methods for Rakuten Mobile.

✔ Credit card payment

✔ Direct debit (bank account)

Please note that cash and convenience store payments are not accepted.

Can I sign up for Rakuten Mobile without a credit card?

Conclusion: Yes, you can (conditions apply) 👌

👉You can sign up for Rakuten Mobile even if you don't have a credit card .

In that case, you can use direct debit from a Japanese bank account .

Here's the key point:

• A bank account in Japan is required

• Overseas bank accounts are not accepted

In other words, if you don't have a credit card but have a Japanese bank account, there's no problem.

Can I pay for Rakuten Mobile without a bank account? 🏦❓

Conclusion: Basically, it's not possible

👉If you don't have a credit card or bank account, it's very difficult to sign up for Rakuten Mobile .

The reason is simple:

• Recurring monthly payments not confirmed

• High risk of non-recovery

Therefore, you will not be able to pass the examination.

Can foreigners pay for Rakuten Mobile?

Conclusion: Yes, you can (if you meet the conditions)

Rakuten Mobile is a carrier that officially supports contracts and payments for foreigners .

However, the following is important:

• Have a residence card

• Have a Japanese payment method (credit card or bank account)

If you meet these conditions, international students, those on work visas, and those on working holiday visas can pay without any problems .

Can I use a credit card issued overseas?

General rule: Not recommended

At Rakuten Mobile, credit cards issued in Japan are the safest .

Overseas issued cards:

• I get an error when registering

• Even if it passes the first time, it fails with recurring charges

There are many cases like this, which can easily lead to payment problems .

Can I use debit cards or prepaid cards?

Conclusion: Basically no

Rakuten Mobile does not generally accept debit cards or prepaid cards .

Reasons 👇

• Not suitable for monthly billing

• There is a high possibility that payments will be suspended due to insufficient balance

Although there are some examples where it can be used, it is not recommended as it is not stable .

The best payment methods for foreigners and international students🎓✨

Here are some payment methods with a high success rate to help you use Rakuten Mobile smoothly 👇

① Japanese-issued credit cards ⭐ Strongest

• The review process is smooth

• Almost no errors

• Earn points too

• 
  

② Japanese bank account + direct debit

• No credit card required

• International students and working holiday makers are welcome

• Stable to use

  
  

If you have either of these, you will have almost no trouble paying for Rakuten Mobile .

What should foreigners do if they don't have a credit card or bank account?

If now,

• I just arrived in Japan

• I don't have an account or a card yet.

In this case, the order is very important .

The right way to proceed📌

1️⃣ Obtain a residence card 2️⃣ Open a Japanese bank account 3️⃣ Sign up for Rakuten Mobile

The quickest route is to open a bank account first .

Frequently asked questions about Rakuten Mobile payment methods

Q. Can I pay in cash at the store?

👉 No. You must register a payment method even if you have a store contract.

Q. Can I use credit cards in the names of my family or friends?

👉It may be possible, but the name may be different and this may affect the review.

Q. Can I change my payment method later?

👉Yes , you can. You can easily change it from my Rakuten Mobile.

Summary | Rakuten Mobile payments depend on advance preparation!

Rakuten Mobile payment methods:

• Credit cards accepted → ◎

• No credit card + Japanese bank account → ◯

• No credit card + No bank account → No

👉Rakuten Mobile is a relatively foreigner-friendly carrier , but you will need to prepare your payment method in advance .